⭐️⭐️⭐️⭐️⭐️ 50+ Google Reviews • $65 Million in Settlements • 100+ Happy Clients

Get up to $9,000 cashback when you refinance

Completed by Kiwi homeowners just like you.

Fill out the form below and we'll find out exactly how much you could save, and get your refinance sorted in the next 30 days:

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"Great experience working with Ben - he explained everything really clearly and we felt confident he was helping us find the best option for us!"

- Alex

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What clients say about Me

★ ★ ★ ★ ★

Great experience working with Ben - he explained everything really clearly and we felt confident he was helping us find the best option for us!

Alex
★ ★ ★ ★ ★

If you are on the hunt for a mortgage broker who can get things done, Ben is the one you want on your team. We had two other brokers before him and they said what we wanted couldn’t happen, and then when we came across The Mortgage Supply Co, Ben said right from the start that he could help make what we wanted a reality, and he did. We are very happy with our experience, he was professional, genuine, and kind. If we were unsure/confused about anything Ben was quick to help us understand, and he always made sure we were in the loop/on the same page if anything changed. We have only good things to say and would recommend him to anyone.

Vanessa
★ ★ ★ ★ ★

I've been using Ben to help with a mortgage application and he’s been phenomenal. Absolutely recommend if you need a good mortgage broker in your corner.

Vasilios
★ ★ ★ ★ ★

Awesome, I can't say enough, very professional. Ben did an awesome job for me and it was very quick and he is very good at what he does. I will definitely use him when i purchase another property. Thank you again Ben.

Werner

Frequently Asked Questions

Do I have to pay you anything?

No, not a cent. We're paid by the bank when your loan settles, which means our advice and service costs you nothing. And unlike some brokers, we also don't invoice you if your situation changes and the deal doesn't go ahead.

How do I know if refinancing is worth it for me?

It usually comes down to three things: your current interest rate, when your fixed term expires, and whether you're carrying any other debt. Even if rates haven't dropped dramatically, switching lenders can still mean a cash back of several thousand dollars plus a better loan structure. The best way to find out is a quick 15-minute call, we'll give you a straight answer.

How long does refinancing take?

Once we have your details and documents, most refinances settle within 4–6 weeks. If your fixed rate is expiring soon, get in touch now so we have enough time to get everything in place.

Will this affect my credit score?

A credit check is part of any home loan application, but a single enquiry has minimal impact on your score. We'll always discuss your situation first before submitting anything to a lender.

I already have a mortgage broker, can I still talk to you?

Absolutely. If you feel like you're not getting the attention, communication, or advice you deserve, you're welcome to get a second opinion. Many of our clients came to us after feeling underserved elsewhere, and there are no obligations from a first conversation.

One Call Could Change What You Pay Every Fortnight

Most Auckland homeowners are paying more than they should on their mortgage, and don't realise it until they look.

Whether it's a fixed rate about to roll, credit card debt eating into your budget, or a bank that hasn't reviewed your lending in years, the savings are usually hiding in plain sight.

In one free 15-minute call, I'll review your current lending, compare your options across all the major banks, and give you a straight answer on what you could save. No fees. No jargon. No obligation.